In almost all fields of life, the importance of insurance is evident. Any risk that may come up in life can be potentially insured.
There are many times when we have to go through bad phases in life, which may involve physical injuries or financial losses. In such times, insurance seems to be our only hope. If we are not insured against uncertain risks, we have to bear the losses involved therein.
In simple words, insurance is a concept, which involves two parties namely, the insurer and the insured, who is also referred to as the policyholder. The insurer is the insurance company, whereas the policyholder is the one who avails the service. In this process, the policyholder has to pay a certain amount of fees at prescribed time intervals to the company, and in turn, the insurer agrees to bear the financial losses and expenses of the policyholder. Insurance is most helpful in cases of property loss, in business, loss of life, substantial medical expenses, damage to automobiles in case of accidents, etc.
If you are thinking about its importance in risk management, it protects the business from shutting down in the event of any property loss. The losses can be incurred by any means of destruction, such as fire, floods, storms, and many other natural calamities. Financial losses that may arise due to a major theft can be covered. In addition to the property losses, business insurance is significant, as it may also cover a part of the amount to be paid in case of losing to a lawsuit. This is, no doubt, the best way to protect the organizations from major losses.
In the working of these policies, you keep paying the premium periodically, and in case of death, the insurer has to pay a particular amount to the nominees, who are primarily your family members, and those dependent on your financial support. The amount to be received by the family, in case of death, depends on the policy you choose. Even if you are covered with a policy that is provided by your employer, it is always better to have your own. The policy of the employer may just include an amount which is twice the annual pay; however, other policies may allow up to ten times the yearly pay.
It plays an important role in covering the prescribed medical expenses. In this, you have to pay the premium, for which the expenses on your medical bills are paid by the respective company. Remember that the expenses will only be covered, if the insured becomes ill due to the causes covered in the policy. As the costs for medical treatments are rising, it is suggested to avail a good healthcare plan.
This is nothing but the cover for the damages incurred due to car accidents. This is the best option to stop worrying about the expenses to be paid in case of a car crash. In US alone, more than 1200 road accidents take place. There are many types of policies, which have a cover for specifics in the accidents. Some types may cover damages caused by vandalism, fire, robbery, and natural disasters. Before deciding on the policy, understand all the aspects that are covered.
Health, life, and car insurances are few types that will help you to be safe against the losses incurred in uncertain events.
Last Updated: December 22, 2016
I think protect wildlife is very important because we should teach a lot of things.
Moneover,world with out wildlife will be very boring.
Now TV shows the number of dying animals on the Earth.That's really unhappy information.They are being hunted by people or hunters and dying of losing their habitat.If we destroyed the natural envirnment, the wildlife would go to the end of the world.
Wildlife can't be domesticated, we must stop illegal wildlife trade.Protect is very important for the most wildlife habitat.If we didn't protect .it would go be the end of the planet.We must minimize the chemical harm the wildlife.Only government can use ,their power to protect the nature, save animals and our future.
Wed not only protect the wildlife but also protect our lifes,It is important for our planet.we must stop that.Every hour animals are dying.
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By Bob Strauss. Animals & Wildlife Expert
If you have just purchased or inherited a house or a piece of land, you may be tempted to chop down unsightly trees, pull up weeds and ivy, or drain puddles and swamps. But unless you're confronting a genuine safety issue--say, a dead oak is poised to topple onto your roof during the next hurricane--bear in mind that what's unpleasant to you is home, sweet home to squirrels, birds, worms, and other animals that you may not even know are there.
If you must landscape your yard, do so gently and thoughtfully, in a way that won't drive away native wildlife,
By Bob Strauss. Animals & Wildlife Expert
No one likes to get bitten by mosquitoes or plagued by flies on their front porch, but that doesn't always justify the use of bug zappers and tiki torches. The fact is that the light and heat of these contraptions will attract far-away bugs that never had any intention of visiting your house, and when they get fried, this deprives other wildlife (frogs, spiders, lizards, etc.) of their accustomed meals.
It takes an especially compassionate human being to make this compromise, but if bugs are really a problem, consider screening off your porch or applying a topical bug spray to your arms and legs.
By Bob Strauss. Animals & Wildlife Expert
Granted, most people who plant gardens *don't* want wild animals to destroy their roses, azaleas, and holly bushes. But there are web resources that willteach you how to plant gardens that nourish and protect bees, butterflies, birds, and many other animals that don't begin with the letter "b." And unlike the case with food (see slide #4), it's perfectly fine to keep your garden stocked with fresh water, since animals can have a hard time slaking their thirst in the heat of summer or the freezing cold of winter.
(The trouble is, water can also help breed mosquitoes, and you've already given up that bug zapper!)
By Bob Strauss. Animals & Wildlife Expert
If you want to go a step beyond the previous slide (planting a wildlife garden), consider building a shelter on your property for birds, bees, or other animals. This will involve constructing birdhouses to the appropriate scale, hanging them from the proper height, and stocking them with the right food, and if you want to keep bees, you'll need to invest in a fair amount of equipment (for which our rapidly collapsing wild bee populations will thank you).
Before you start hammering and sawing, though, read up on your local regulations; some townships restrict the kind of animals you can keep on your property.
contributor of 18,000 edits We now accept ₹ (INR) Wildlife of India From Wikipedia, the free encyclopedia Jump to: navigation, search. Part of a series on | Wildlife of India | | Biodiversity[show]Flora and Fauna Molluscs · Ants · Odonates Butterflies · Moths · Spiders Fish · Amphibians · Reptiles · Birds Mammals · Endangered species | Protected areas[show]Protected areas (List) National parks Biosphere reserves Wildlife sanctuaries Ramsar wetland sites Conservation areas.
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email@example.com Office hours: Wednesday, 1 -4, and by appointment Teaching Assistant: Mallory Chesser Office: Flowers Hall 125 Phone. 245-7688 E-mail: firstname.lastname@example.org Office hours: Tues. 1 -3 and by appointment This syllabus supplements the Sophomore Literature Program Syllabus, available online at www.english.txstate.edu. Text. The Norton Anthology of American Literature, Shorter 8th Ed. Vol. 2 Evaluation: Two short essays written out of class (25% each); 3 multiple-choice.
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The importance of conservation to wildlife . 1st November 2013 Contents 1 . Introduction This report is being wrote to give some reasoning on why wildlife conservation matters and is important. The meaning of conservation is the protection . preservation, management, or restoration of wildlife and of natural resources such as forests, soil, and water (The American Heritage® Dictionary of the English Language, 2000). Human efforts are to prevent the loss.
Biodiversity. Conservation biology. Ecology 1065 Words | 4 Pages
create flashcards for free at Cram.com Sign In | Sign Up StudyMode - Premium and Free Essays . Term Papers & Book Notes Essays . Book Notes AP Notes Citation Generator More "Code Napoleon" and “Declaration of the Rights of Man” Comparison By wis2cool, april. 2013 | 5 Pages (1064 Words) | 1 Views | 4.5 12345 (1 ) | Report | This is a Premium essay for upgraded members Sign Up to access full essay DID YOU LIKE THIS? TELL YOUR FRIENDS. Send "Code Napoleon" and “Declaration.
Age of Enlightenment. Declaration of the Rights of Man and of the Citizen. French Revolution 632 Words | 4 Pages
Tittle: protection *click* Intro: Some people say that the government should be more responsible for damage done to the environment by. harmful corporations. A reason behind this maybe is that the government holds all the supremacy. Other people disagree and say that the government should not be responsible for protecting environments for damaging corporations. Other people may say this since the government has many other problems that are at a higher priority. The government should be more.
Environment. Environmental science. Environmentalism 946 Words | 3 Pages
WILDLIFEWildlife means all the flora and fauna, which are not domesticated by humans. It includes animals, plants and. microorganisms. The term wild life generally gives the impression of large and ferocious animals living in the jungle or waters such as lions and tigers, crocodiles and rhinoceros. Wild life refers to any living organism in its natural habitat. It includes all plants, animals and microorganisms other than animals domesticated and cultivated plants. The majestic lion, the grateful.
Biodiversity. Conservation biology. India 1531 Words | 6 Pages
Johnson Page 1 Paige Johnson Professor Horton English 1301 April 22, 2012 Research, Argue, Propose The World. Wildlife Fund I. Introduction: As we all should know from our seventh grade history class or a one-hundred level history class here in college, the American Bison were hunted to near extinction in the 19th century. Thanks to organizations like the World Wildlife Fund, millions of animals and thousands of animal species that were near extinction, like.
Biodiversity. Conservation biology. Endangered species 1129 Words | 4 Pages
March 2013 New Jersey Department of Environmental Protection New Jersey Department of Environmental Protection was born on. April 22, 1970, on America's first official "Earth Day". New Jersey became the third state in the country to consolidate past programs into a unified major agency and administer an aggressive environmental protection and conservation efforts. The core mission of the Department of Environmental Protection is the protection of the air, waters, land, and natural and historic.
Hazardous waste. Hydrology. New Jersey 949 Words | 3 Pages
Chapters 1 . 2, 3, 4, 5, & 6 of the Wilson text. There will be 63 multiple choice questions and you will have to respond to ONE of the two. essays . The first will be chosen from the following list of prompts, and the second will be related to a graphic of some sort where you will be asked to interpret information provided and respond appropriately. The prompts below come directly from released AP exams – it is my hope they will help prepare you for the Unit Exam and the AP test in May. 1 . To what.
Constitution. Democracy. Federal government 584 Words | 3 Pages